Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best fits each of the numbered blanks.

Busy people, whether they are mothers or executives, have to manage their time. Here are some useful principles of time management that can be (1)________ in almost every aspect of life. Planning your time not only helps you get more done, but also (2) _______ stress by making you feel in control. Planning also helps you cope with large tasks, (3)________ will seem less daunting when they are broken down into the steps. For instance, when writing assignments, plan how many hours you will need for research, writing your first draft, checking and so on. It is best to overestimate the amount of time a task will take, as in (4)________ there will probably be interruptions or delays. The best plans cover all areas of your life, not just work. Typically, we spend time with family and friends only when we have fulfilled our other obligations. (5)________, including personal time in your schedule will result in a better balance between work and leisure.